okay so many of you know that i was planning on buying a bullet bike this spring!!! well. . . i dunno if that plan is gonna unfold to well just yet. ya'see i have had some issues come up that might effect that purchase. first, i had to enroll in benefits through my work this past october of 2008 due to the fact that i get kicked off my parents insurance as of march 18th (my 23rd b-day). this takes an average of 50 bucks out of each paycheck. second, my job put a freeze on raises this year due to the economy. they will re-evaluate everything at the end of the year, and if they can afford to give everyone a raise then, they will. and third, rates are awesome if you are lookin at buying a house, which i am. and also if you buy a house this year you get 10 % (up to 8,000 dollars) back on your taxes next year. SO HER'S MY NEW PLAN: i think i will hold off on the bullet bike until i get that 8,000 dollars next year, and i WILL buy a house this summer. that way i will probably not have to finance the bike and i will have a house and all my other debt will be paid off by that time. so really the only debt i will have when i buy the bike will be the house. :-) i think this is just the answer i have been looking for and it feels like it is the right solution to my dilemma of how to get both tasks accomplished and be the safest i can be financially. let me know what you'all think!
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